CEYRON - THE WORLD’S LEADING GLOBALLY ACCEPTED CRYPTOCURRENCY

- April 06, 2018

www.ceyron.io

Introduction

The progress of the financial industry and blockchain has become questionable. For this it takes a token that can combine both. Ceyron Finance Ltd (hereinafter referred to as "CFL") intends to bring together the financial and technological expertise of the revolutionary blockchain. CFLs interfere with two different worlds: crypto and financial services.

www.ceyron.io will be a cryptocurrency-based investment platform with cryptocurrency trading terminal, debit card capability and offer token backed by secure credit assets.

Ceyron is a decentralized exchange system that seeks to increase the liquidity and transparency of centralized parties currently marketed. Ceyron is an ecosystem built and operated by a network of popular partners around the world in a centralized network. The goal is to provide the right financial experience around the world by using the power of blockbinding technology. Ceyron discards simple and durable transactions from economic models. Every trader benefits from a transaction.

CEY Tokens

CEY Tokens are digital tokens that will be issued to the investor(s) and represent beneficial ownership interests in a separate class of non-voting equity shares in Ceyron Finance Ltd. Legal title of the tokens will be held in trust by Loyal Agency & Trust Corp (“LATC” or the “Nominee”) for the token holders, and token holders will hold a beneficial interest in Ceyron Finance Ltd. The Nominee is independent of and not involved in the management or operation of the Fund or Fund Manager described below.

The Fund

Ceyron Finance Sarl (CFS), is a Limited Liability Company incorporated under the Limited Liability Companies Law, (the “Fund”), and is wholly owned by Ceyron Finance Ltd. CFL and the Fund have entered into an Operating Agreement setting out the rights and obligations of each party. It is designed

6 for sophisticated investors, and expects to commence investment operations in the fourth quarter of 2018.

Participation in the Fund will primarily be conducted through the CEY Token. The Fund will be managed by Colombus Investment Management Ltd, British Virgin Island registered limited liability corporation, (the “Fund Manager”). The Fund Manager is comprised of experienced senior officers and bankers.

Investment Objective and Strategy

The Fund’s investment objective is to provide attractive returns on invested capital through a proprietary quantitative approach to underwriting credit assets, to be provided by Colombus Investment Management Ltd. The Fund will adhere to an investment strategy driven by data science, in which machine learning within fully non-parametric statistical models are applied to the problem of expected gains in financial investments.

The Fund Manager seeks to identify “optimal” loans to invest in and utilizes a multistage approach to purchase such loans. The Fund seeks diversification of its assets through investments in loans of varying sizes and maturities, based on the type of loan. The net income earned by the Fund during any given month shall generally be retained for reinvestment, but a portion of potential periodic earnings may be used for distributing annually dividends to CEY Token holders, where such dividends are approved by CFL’s board and voting shareholders.

CFL’S SOLUTION

Investment Roadmap

CEY Card

The CEY Card will be a physical, virtual, and debit MasterCard with mobile application which will allow for the use of twenty (20) foreign currencies from a single card. In the marketplace for similar lifestyle cards, in addition to a per transaction fee, most cards charge a percentage of the market rate of the spread of the currency exchange. Customers who travel to multiple countries with various forms of currency inevitably run into the “Cash Withdrawal Fee” and “Currency Transaction Fee.” These charges are often a percentage of the transaction plus a flat fee, industry-leading fees are between 2.75% - 2.99%.

The CEY Token funds